Creating a budget can be one of the most challenging steps in the home-buying process. Our blog exists to make your experience easier,
so here are simple ways to create a budget!
1️⃣ Jot down how much income you make every month.
2️⃣ Note your monthly expenses, and don’t skip out on any! For example, eating and drinking at restaurants, groceries, car payments, cell phone payments, subscription services, etc.
3️⃣ Predict that you’ll spend no more than 28% of your monthly income on a mortgage every month, and determine if that suits how much you have leftover.
4️⃣ Toy around with your budget until you find a sweet spot where you feel like you can still live a comfortable life while paying off your mortgage.


Don’t hesitate to reach out. We would love to help you figure out your housing and financial goals with our experience, our tools and our connections in this field!


The Brokerage House Team